My Services

As a CERTIFIED FINANCIAL PLANNER™ practitioner, Martin Clement can help you create a financial plan, a personalized “roadmap” that can help you solve your financial problems and achieve your financial goals.  Martin will work with you to understand your current financial situation.  He will then design and help you implement a financial plan that is customized to your needs.

As a CERTIFIED FINANCIAL PLANNER™ practitioner, Martin can help you make decisions to keep your plan on track and help maximize your financial resources throughout your lifetime.

Some of the services Martin offers:

    • Financial statement preparation and analysis
    • Investment planning including portfolio design, asset allocation and portfolio management
    • Retirement planning
    • Income tax saving strategies
    • Charitable giving planning
    • Education funding programs
    • Risk management including elder and long-term care planning
    • Estate planning
    • Business retirement plans
    • IRA, 401(k), 403(b), 457 Rollovers

There are six steps involved in the financial management process: 

  1. Establishing and defining the client-planner relationship
  2. Gathering client data including goals
  3. Analyzing and evaluating the client’s financial status
  4. Developing and presenting financial planning recommendations and/or alternatives
  5. Implementing the financial planning recommendations
  6. Monitoring the financial planning recommendations 

Several methods are available to pay for services including fee only, fee reduced by commission, commission only, or a combination of these.  There is no charge for your initial consultation.

 

Whether your aim is to create a college fund for your children, reduce taxes, plan for retirement, or develop an estate plan, Martin Clement, CFP® can develop a high-quality, high performance solution for you.